Credit Repair Services Georgia

3355 Lenox Road NE #750
Atlanta, GA, 30326

Monday to Friday: 8:00 AM to 5:00 PM
Phones answered 24 x 7

Georgia credit problems need Georgia solutions. Our team uses federal and Georgia laws to correct your credit report and protect your profile — with no out‑of‑pocket cost. If the credit bureaus or data furnishers break the rules, we hold them accountable and get false credit information removed.

Across Georgia, we deliver legal credit‑repair services that go beyond what credit repair companies can do: targeted disputes, documented investigations, and court‑ready advocacy. We fight for an accurate credit report so you can qualify for better financing, a lower interest rate, and the opportunities you’ve earned.

Clients know us for results, not excuses, and our track record in Georgia speaks for itself. If you’re ready to take control of your credit, contact us today for a free consultation — we’ll review your credit report with you and explain exactly how we can help.

Gary Nitzkin - Lead Attorney

Credit repair that costs you nothing, but gets you everything.

Errors on your credit report can raise costs and block approvals. We review every line, compare it to your records, and send precise dispute letters to the credit bureaus and the companies that supplied the data. If a creditor or collection agency refuses to fix errors after notice, we use the Fair Credit Reporting Act — and Georgia consumer‑protection laws — to force corrections. Our legal credit repair focuses on results: accurate accounts, timely updates, and a stronger credit score that helps you rent, refinance, or buy with confidence.

Your identity is yours — we make sure your credit reflects it.

Identity theft hits hard in Georgia, and fast action matters. Under Georgia’s Identity Fraud statutes and the federal FCRA, we help you freeze and clean up your credit report, place fraud alerts with the credit bureaus, and remove bogus accounts from your file. We collect police reports and affidavits, send targeted dispute letters, and pursue compensation when lenders or bureaus ignore clear proof. Georgia law also guarantees your right to a free security freeze — and a simple way to lift it when you need credit. We restore your good name and your credit — so your score reflects you, not a thief.

Put an end to debt collector harassment — the law is on your side.

If a collector is calling you at work, using threats, or reporting inaccurate information, you have rights. Georgia’s Fair Business Practices Act prohibits unfair or deceptive acts in consumer transactions, and the federal FDCPA forbids harassment and deception by debt collectors. We document every contact, dispute improper tradelines on your credit report, and take action when a collection agency crosses the line. In Georgia, time limits matter. Many debt suits based on simple written contracts must be filed within six years; claims on open accounts can be as short as four years. Courts often treat credit‑card agreements as written contracts, but some claims are pled as open‑account cases — either way, we evaluate the facts and use the statute of limitations to your advantage when it applies.

Your fresh start shouldn’t be ruined by creditor mistakes after bankruptcy.

A bankruptcy discharge should give you a clean slate. Yet many credit reporting agencies and furnishers keep old balances, wrong dates, or “included in bankruptcy” errors on your credit report. We audit your reports line by line, send dispute letters, and make the credit bureaus correct and update every account. Then we guide you to rebuild and fix your credit the smart way so your new credit score reflects your fresh start.

Consumer credit law firm servicing all 50 states.