One of the first questions we hear is, “How much is this going to cost me?” The answer is simple: nothing out of pocket. Our services are provided at no cost to you as the defendant. We don’t bill you by the hour or require upfront retainers. Instead, our fees and costs are paid directly from the settlements we secure on your behalf.
Under the Fair Credit Reporting Act, when we win or settle your case, the defendants—such as credit bureaus, lenders, or debt collectors—are responsible for paying both your damages and our attorney’s fees. That means we look solely to the defendants we sue for payment, not to you. Whether we’re resolving your case with letters or filing a lawsuit, you will never be asked to pay our fees out of your own pocket, as long as you cooperate with us in good faith throughout the process.
Our objective is to repair your credit, secure the compensation you deserve, and hold the responsible parties accountable—all while making sure you have an experienced attorney fighting for you at zero out-of-pocket cost. The vast majority of our cases settle before trial, which allows us to achieve these goals efficiently and without financial stress to you.
